Terms & Conditions — pub775 Casino Philippines

Definitions

In these Terms and Conditions, the following definitions apply unless the context requires otherwise:

• "pub775," "we," "us," "our" refers to the operator of pub775.app, a platform licensed and regulated under the Philippines Amusement and Gaming Corporation (PAGCOR).
• "Platform" means the pub775 website at pub775.app, including all subdomains, mobile-optimized versions, and any associated software or applications provided by pub775.
• "User," "you," "your," "Player" refers to any individual who accesses the pub775 Platform, creates an account, or utilizes any service offered thereon.
• "Account" means the registered user account created by a Player on pub775.app, associated with a unique username, mobile number, and Philippine Peso (₱) balance.
• "Real Money Wager" means any bet placed using actual funds deposited into a pub775 Account, as distinct from any free-play or demonstration mode.
• "Bonus Funds" means any promotional credit, welcome bonus, reload bonus, cashback, free bet, or similar incentive credited to an Account by pub775 under an applicable promotion.
• "PAGCOR" means the Philippines Amusement and Gaming Corporation, the national government agency responsible for the regulation and licensing of all gambling activities within the Republic of the Philippines.
• "AML" means Anti-Money Laundering, referring to the legal framework and internal procedures pub775 maintains in compliance with Philippine law.
• "KYC" means Know Your Customer procedures, including identity and age verification steps required of Players under Philippine regulatory requirements.

Acceptance of Terms

By accessing the pub775 Platform, registering an Account, making a deposit, or placing any Real Money Wager, you unconditionally agree to be bound by these Terms and Conditions in their entirety, together with any additional terms governing specific products, promotions, or services referenced herein.

These Terms constitute a legally binding agreement between you and pub775. If you do not agree with any provision of these Terms, you must immediately cease use of the pub775 Platform and close your Account by contacting our support team.

pub775 reserves the right to modify these Terms at any time. Material changes will be notified to registered Account holders via the email address or mobile number on file a minimum of seven (7) days prior to the changes taking effect, except where immediate amendment is required by law or regulatory directive from PAGCOR.

Eligibility

To use the pub775 Platform and maintain an active Account, you must satisfy all of the following eligibility requirements at all times:

• You are a natural person of at least twenty-one (21) years of age at the time of registration and at all subsequent times you use the Platform.
• You are physically located within the Republic of the Philippines at the time of accessing the pub775 Platform and placing any wager.
• You are acting on your own behalf and not as an agent, trustee, or representative of any third party.
• You are not subject to any self-exclusion order from pub775 or from any other PAGCOR-regulated gambling operator.
• You are not an employee, officer, director, consultant, or contractor of pub775, its affiliates, or any game provider whose products are available on the Platform, nor an immediate family member of any such person.
• You are not prohibited from gambling under any applicable Philippine law or regulation.
• You have not been declared legally incompetent or placed under guardianship by any court of competent jurisdiction.

pub775 reserves the right to verify your eligibility at any time and to suspend or permanently close your Account if you fail or cease to meet any of the above requirements. pub775 further reserves the right to withhold or forfeit any balance in an Account found to have been opened in breach of eligibility requirements.

Account Registration

To access Real Money services on pub775, you must create a registered Account. Account registration requires the following:

• Provision of a valid Philippine mobile number in the +63 format, which will serve as your primary account identifier and contact method.
• Creation of a secure password meeting pub775's minimum complexity requirements.
• Completion of age verification as required by PAGCOR KYC procedures, which may include submission of a valid government-issued identification document.
• Acceptance of these Terms and Conditions and pub775's Privacy Policy.
• Confirmation that you meet all eligibility requirements set forth in Section 3.

You are permitted to hold only one (1) Account on pub775 at any time. The creation of duplicate, multiple, or secondary accounts — whether under the same or different identity — is strictly prohibited. pub775 uses technical and manual methods to identify duplicate accounts. Where duplicate accounts are identified, pub775 reserves the right to close all associated accounts, forfeit all balances, and cancel any pending withdrawals.

You are responsible for ensuring that all information provided during registration is accurate, complete, and current. You must notify pub775 immediately of any changes to your registered contact details, including changes to your Philippine mobile number.

Account Security

You are solely responsible for maintaining the confidentiality and security of your pub775 Account credentials, including your username, password, and any two-factor authentication codes. pub775 strongly recommends enabling two-factor authentication (2FA) via your registered Philippine mobile number.

You must not share your Account credentials with any other person. Any activity that occurs through your Account — including all wagers placed and all withdrawals requested — is your responsibility, regardless of whether such activity was authorized by you, unless you have promptly reported unauthorized access to pub775's support team.

pub775 will never contact you to request your password or one-time authentication code. Any communication purporting to be from pub775 that requests such information should be treated as fraudulent and reported immediately to our support team.

• Use a unique password not used for any other service or platform.
• Do not access your pub775 Account on shared or public computers.
• Enable two-factor authentication in your Account security settings.
• Log out of your Account on any device you do not personally own or control.
• Report any suspicious activity or suspected unauthorized access to pub775 support immediately.

Deposits & Withdrawals

pub775 accepts deposits and processes withdrawals through the payment methods listed on the Payments page of the Platform, which currently include GCash, Maya, GrabPay, QR Ph, BPI, BDO, Metrobank, InstaPay, PesoNet, 7-Eleven CLiQQ, USDT TRC20, and Coins.ph. Available methods are subject to change at pub775's discretion.

Deposits: The minimum deposit amount on pub775 is ₱100. Deposits made through supported Philippine payment channels are typically credited to your Account balance in real time. pub775 does not charge fees for standard deposits, though your payment provider may apply its own transaction fees.

Withdrawals: The minimum withdrawal amount on pub775 is ₱200. Withdrawal requests to GCash and Maya are typically processed within thirty (30) minutes during normal operating hours. Bank transfer withdrawals may take longer depending on the receiving institution's processing times. pub775 may request KYC documentation before processing any withdrawal.

Currency: All Account balances and transactions on pub775 are denominated in Philippine Peso (₱). Deposits made in foreign currency are converted to Philippine Peso at the prevailing exchange rate at the time of transaction, which may differ from published rates.

pub775 reserves the right to delay or decline any withdrawal request pending completion of identity verification, detection of suspicious transaction patterns, or as required by applicable law or PAGCOR directive. All transactions on pub775 are monitored for AML compliance in accordance with Philippine regulations.

Bonuses & Promotions

pub775 offers various promotional incentives to eligible Players, including but not limited to welcome bonuses, reload bonuses, cashback offers, referral rewards, and seasonal promotions. All bonuses and promotions are subject to these general Terms and any specific terms and conditions published alongside each promotion.

Wagering Requirements: Bonus Funds credited to your Account are subject to wagering requirements before they or any winnings derived from them become eligible for withdrawal. The applicable wagering requirement multiplier is specified for each individual promotion. By accepting any bonus, you agree to the associated wagering requirements.

Bonus Expiry: Bonus Funds and any associated free plays or free spins are valid for a specified period stated in each promotion's terms. Unused Bonus Funds or spins not consumed within the validity period will be forfeited automatically without notice.

• Only one welcome bonus is available per Player, per household, per IP address, and per device.
• Bonuses are void where prohibited under applicable law.
• pub775 reserves the right to withdraw, modify, or cancel any promotion at any time without notice if pub775 suspects abuse, collusion, or exploitation of any promotional mechanism.
• Bonus Funds may be restricted to use on specific game categories as specified in individual promotion terms.
• Deposits made via certain payment methods may be excluded from bonus eligibility — refer to individual promotion terms for details.

pub775 reserves the right to recover Bonus Funds from a Player's Account or to void winnings generated through the use of Bonus Funds where pub775 determines, in its sole and reasonable discretion, that a Player has engaged in bonus abuse, matched betting strategies intended to exploit promotional offers, or other conduct designed to manipulate pub775's promotional systems.

Game Rules & Fair Play

All games available on pub775 are governed by their individual game rules, which are accessible within each game's interface. In the event of a conflict between a game's individual rules and these Terms, these Terms shall prevail except where the game rules specifically address the conflicting matter.

Random Number Generators: All electronically-generated outcomes on pub775 are produced by certified Random Number Generator (RNG) software. RNG systems used on pub775 are independently tested and certified to ensure fair, random, and unpredictable outcomes. pub775 does not manipulate or influence game outcomes.

Technical Malfunctions: In the event of a technical malfunction, server failure, disconnection, or any error that disrupts a game in progress, pub775 reserves the right to void affected game rounds and refund the wagered amount to the Player's Account balance. pub775 does not accept liability for losses incurred due to technical failures beyond its reasonable control.

Live Casino Games: Live dealer games are streamed in real time from professional studios. Results of live games are determined by physical game equipment (cards, roulette wheels, dice) under the supervision of qualified dealers and casino managers. Live game results are final and not subject to dispute on the grounds of dealer error absent evidence of systemic fraud.

Prohibited Conduct

The following conduct is strictly prohibited on pub775 and may result in immediate Account suspension, permanent closure, forfeiture of balances, and referral to law enforcement or PAGCOR as appropriate:

• Creating or operating more than one pub775 Account.
• Providing false, misleading, or fraudulent information during registration or KYC verification.
• Using the Platform if you are under 21 years of age.
• Using the Platform from a jurisdiction where online gambling is prohibited.
• Using any software, bot, script, or automated process to interact with the pub775 Platform or circumvent security measures.
• Collusion with other Players to manipulate game outcomes or exploit promotional offers.
• Exploiting bugs, errors, or vulnerabilities in the Platform — whether discovered accidentally or through deliberate testing — for financial gain.
• Depositing funds derived from criminal activity or using pub775 for money laundering purposes.
• Harassing, threatening, or abusing pub775 staff or other Players via any communication channel.
• Accessing another Player's Account without authorization.
• Sharing, selling, or otherwise transferring your pub775 Account to any third party.
• Using payment methods not registered in your own name for deposits or withdrawals.

Responsible Gaming

pub775 is committed to promoting responsible gambling and maintains a suite of player protection tools available to all Account holders. Gambling is intended as entertainment only. pub775 encourages all Players to engage with the Platform within their personal means and to seek help if gambling causes financial or personal distress.

Available Player Protection Tools: The following responsible gaming tools are available to all pub775 Account holders at any time through Account settings:

• Deposit Limits: Set daily, weekly, or monthly caps on the total amount you may deposit into your pub775 Account. Limits take effect immediately and cannot be increased until the applicable cooling-off period has elapsed.
• Loss Limits: Set a maximum net loss amount for a defined period. Once your loss limit is reached, your Account is locked for further wagering until the period resets.
• Session Time Limits: Configure maximum duration for your gaming sessions. pub775 will display a notification when your session limit is reached and offer the option to end your session.
• Self-Exclusion: Voluntarily exclude yourself from pub775 for a defined period (30 days, 90 days, 6 months) or permanently. During any self-exclusion period, your Account is locked and cannot be reopened until the exclusion period expires. Permanent exclusion is irrevocable.

To activate any of these tools, navigate to the Responsible Gaming section within your pub775 Account settings. Alternatively, contact pub775's 24/7 live chat support team, who can implement restrictions on your behalf immediately.

Account Suspension & Closure

pub775 reserves the right to suspend, restrict, or permanently close any Account at any time without prior notice where pub775 has reasonable grounds to believe that:

• You have breached any provision of these Terms and Conditions.
• Your Account was registered in breach of eligibility requirements.
• You have engaged in or are suspected of engaging in fraudulent, collusive, or prohibited conduct as described in Section 9.
• Your use of the Platform poses a risk of money laundering, terrorist financing, or other financial crime.
• pub775 is required to do so by PAGCOR directive, court order, or applicable Philippine law.

Upon Account closure for breach of these Terms, pub775 reserves the right to withhold any remaining Account balance pending investigation. Where Account closure results from confirmed fraud, money laundering, or bonus abuse, pub775 may forfeit the Account balance in full and pursue recovery of any sums previously withdrawn in connection with the prohibited conduct.

If you wish to close your own Account voluntarily, contact pub775's support team directly. Any pending withdrawal requests will be processed prior to Account closure, provided all KYC requirements have been satisfied.

Intellectual Property

All content on the pub775 Platform — including but not limited to software, source code, databases, design elements, graphics, logos, brand marks, game content, and text — is the proprietary intellectual property of pub775 or its licensors and is protected under applicable Philippine and international intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the pub775 Platform for personal, non-commercial gaming purposes only. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any pub775 content without prior written authorization.
• Reverse engineer, decompile, or disassemble any software component of the Platform.
• Use pub775's brand marks, logos, or trade names without prior written consent.
• Scrape, crawl, or otherwise extract data from the Platform using automated tools.
• Create derivative works based on pub775 Platform content.

Limitation of Liability

To the fullest extent permitted by applicable Philippine law, pub775's liability to you in connection with your use of the Platform is limited to the following:

pub775 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, loss of goodwill, or service interruption, arising from your use of or inability to use the pub775 Platform, regardless of whether such damages were foreseeable or whether pub775 was advised of the possibility of such damages.

pub775's total aggregate liability to you for any cause of action relating to your use of the Platform shall not exceed the total amount you have deposited into your pub775 Account in the twelve (12) months preceding the relevant claim.

pub775 makes no warranty, express or implied, that the Platform will be continuously available, uninterrupted, error-free, or free from viruses or other harmful components. pub775 does not warrant the accuracy, completeness, or fitness for purpose of any information published on the Platform.

Privacy & Data Protection

pub775's collection, use, storage, and protection of your personal information is governed by pub775's Privacy Policy, which is incorporated by reference into these Terms and Conditions and forms part of the binding agreement between you and pub775.

By creating a pub775 Account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including the use of your registered Philippine mobile number for account verification, security notifications, and responsible gaming communications.

pub775 processes personal data in compliance with applicable Philippine data protection legislation, including the Data Privacy Act of 2012 (Republic Act No. 10173), and in accordance with PAGCOR's KYC and AML requirements. You have the right to request access to, correction of, or deletion of your personal data held by pub775, subject to pub775's legal retention obligations. Please refer to the Privacy Policy for full details of your data rights and how to exercise them.

Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. You and pub775 agree to submit to the exclusive jurisdiction of the competent courts of the Philippines for the resolution of any dispute arising out of or in connection with these Terms or your use of the pub775 Platform.

pub775 operates under authorization from the Philippines Amusement and Gaming Corporation (PAGCOR). Where any dispute cannot be resolved through pub775's internal complaints process, the matter may be escalated to PAGCOR for regulatory review in accordance with PAGCOR's published complaint procedures.

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving the original intent of the parties.

Contact & Complaints

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your pub775 Account, pub775's support team is available 24 hours a day, 7 days a week via the live chat function within your Account dashboard.

For formal written complaints, you may contact pub775 by email at the address below. pub775 is committed to acknowledging formal complaints within twenty-four (24) hours and to providing a substantive written response within five (5) business days. If a matter requires additional investigation, pub775 will notify you of the expected resolution timeline.

If you are dissatisfied with pub775's resolution of a formal complaint and the matter relates to pub775's compliance with PAGCOR's regulatory requirements, you may escalate the matter to PAGCOR's relevant regulatory division in accordance with PAGCOR's published procedures. pub775 will cooperate fully with any such regulatory review.